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I think it depends on the buyers needs and wants. If a person is prone to migranes, maybe having a service plan is just what the doctor ordered. When anyone asks me, I tell them to get a Dell. Best customer service. Period.
But, for the person who takes pride in the fact that they change their own oil, or likes finding out how things tick, I say build your own. It's a pretty cool feeling when you get your box together, it POSTs on the first power up, and when you install the OS it blows the doors off your last computer. You gotta love it.
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My computer specs? Nothing a little Windex and a paper towel won't take care of.
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