Turk Deb, Welcome to this Forum.
You have reached a mile stone that many people can't

, not very many people can say I have upgraded to XP from 98 and the only problem I have is the screen saver... I'm not kidding you... so with all that said, I would suggest to look for Screen savers that were built for Windows XP not Windows 98.......you know what they say, quit while you are ahead.
cheers